CIC Banque Privée: Open Banking & API Data Access

Pulling your CIC Banque Privée balances and transactions into your own tools usually means wrestling with PSD2 certificates and sandbox paperwork. open-banking.io removes all of that. It is a certificate-free bridge to 2,600+ European banks, and CIC Banque Privée is one of them. You approve access once, your accounts sync into a dashboard, and every figure is decrypted locally with a key only you hold — the service itself is zero-knowledge and never sees your data in the clear.

How to connect CIC Banque Privée

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set an encryption passphrase. Your keys are generated on your own device, so no one else can reconstruct them.
  2. In the dashboard, search for CIC Banque Privée and choose the personal account type. CIC Banque Privée currently supports personal accounts, and it has no dedicated public BIC listed for this flow.
  3. You are redirected to CIC Banque Privée's own secure login, where you approve access under PSD2.
  4. Your accounts sync back into the dashboard. The consent lasts up to 180 days, after which you simply re-approve on the bank's screen.

Access your data

Programmatic access is an optional step you take after the bank is connected. Open the Developers page, create an API key, and export a credentials.json — this file bundles the API key with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and each response is decrypted locally on your machine. The API key alone only ever returns ciphertext; without your private key it stays unreadable, which is what keeps the design zero-knowledge.

All of this runs at roughly EUR 3/month, with no certificate procurement and no bank-side developer onboarding.

Do I need a PSD2 certificate for CIC Banque Privée?

No. open-banking.io is certificate-free — you approve access on CIC Banque Privée's own consent screen instead.

Can open-banking.io read my CIC Banque Privée data?

No. The service holds only your public key. Decryption happens locally with a private key that never leaves your device.

How do the CLI and SDK connect to the bank?

They don't — connecting is done in the dashboard. The CLI, SDK, and API only read and sync accounts you have already linked.

Ready to start? Visit open-banking.io.