bunq France API Access | Open Banking Integration

Pulling live data out of your bunq France account no longer means wrestling with bank-specific SDKs or eIDAS certificates. open-banking.io gives developers, finance teams and fintech builders a single API endpoint to read personal and business bunq accounts across France and the wider EU. Authenticate once, and keep balances and transactions flowing into your own tools.

How to connect bunq

  1. Create an open-banking.io account and grab your API key.
  2. Select bunq (France) from the supported institution list (BIC BUNQFRP2XXX).
  3. Redirect the account holder to bunq's secure login to approve access.
  4. Receive the authorisation callback and start querying the unified endpoints.

What data you can access

  • Accounts — IBANs, currency and metadata for personal and business profiles.
  • Balances — up-to-date available and booked amounts.
  • Transactions — historical and incoming payment records, normalised into one schema.

Each bunq authorisation stays valid for up to 180 days before the customer needs to re-approve, keeping long-running integrations stable. open-banking.io reaches 2,600+ banks across the EU and UK, so bunq France fits neatly alongside every other institution you already connect — no separate contract per bank.

Privacy by design

We run a zero-knowledge architecture: your users' credentials go straight to bunq, never to us. There are no eIDAS or QWAC certificates to buy, renew or store — open-banking.io handles the regulated PSD2 plumbing so you handle the product.

Pricing

One flat subscription of roughly EUR 3 per month covers access, with no per-call surprises or setup fees.

FAQ

Does open-banking.io support bunq business accounts?

Yes. Both personal and business bunq profiles in France are supported through the same endpoints.

How long before a user has to reconnect?

bunq consent lasts up to 180 days, after which the account holder simply re-authorises to continue syncing.

Do I need my own PSD2 licence or certificate?

No. open-banking.io is certificate-free and manages the regulatory access layer, so you can integrate without an eIDAS certificate.

Ready to start? Visit open-banking.io to connect bunq France today.