BNP Paribas API Access — Open Banking Made Simple

Pulling live financial data out of BNP Paribas no longer means wrestling with eIDAS certificates or bank-specific portals. open-banking.io gives you a single, PSD2-compliant endpoint to read BNP Paribas accounts, balances and transactions — the same integration you would reuse across 2,600+ European banks.

Whether you are building accounting automation, a treasury dashboard, or a personal-finance tool, BNP Paribas connectivity works out of the box for both personal and business account holders in France.

How to connect BNP Paribas

  1. Create an open-banking.io account and grab your API key.
  2. Call the connect endpoint with the BNP Paribas identifier (BIC BNPAFRPPXXX).
  3. Redirect your user to the BNP Paribas login for strong customer authentication (SCA).
  4. Receive the consent token and start requesting data immediately.
  5. Refresh account data on your schedule — no re-auth until consent expires.

What data you can access

  • Accounts — IBANs, account holders, and account metadata for personal and business products.
  • Balances — real-time available and booked balances.
  • Transactions — historical and incoming entries with amounts, dates, counterparties and reference details.

BNP Paribas consent lasts up to 180 days before the customer re-authenticates, so you keep an unbroken data feed for nearly half a year. Both personal and business account types are supported, giving you one code path for retail users and company clients alike.

Privacy by design

open-banking.io is zero-knowledge: your users' credentials are never seen or stored by us, and data flows straight through to your application. There are no eIDAS or QWAC certificates to buy, renew or manage — we handle the regulatory plumbing so you ship faster.

Pricing

Flat, predictable, and startup-friendly: around EUR 3 per month. No per-call surcharges, no certificate fees, no enterprise minimums.

FAQ

Do I need a banking licence to connect to BNP Paribas?

No. open-banking.io operates under the PSD2 framework, so you consume the API without holding your own licence or certificates.

How long does a BNP Paribas connection stay active?

Each consent is valid for up to 180 days. After that, the customer completes a quick SCA re-authentication to renew access.

Can I access business accounts as well as personal ones?

Yes. Both personal and business BNP Paribas account types are covered by the same integration.

Ready to start syncing BNP Paribas data? Explore the docs and sign up at https://open-banking.io.