BBVA France Open Banking API Access for Developers

Pulling live data from BBVA (France) usually means wrestling with sandbox registrations, eIDAS certificates and shifting API contracts. open-banking.io removes all of that. It gives you PSD2-grade access to your BBVA accounts — both business and personal — without ever handling a certificate or exposing your data to a third party. Everything is decrypted on your own device with a key only you hold, so the service itself only ever sees ciphertext.

BBVA (France) is reachable under BIC BBVAFRPPXXX, and a single consent stays valid for up to 180 days before you re-approve, keeping long-running syncs stable.

How to connect BBVA

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is generated locally on your device; only your public key ever leaves it.
  2. In the dashboard, choose BBVA (France) and select the account type you need — business or personal.
  3. You're redirected to BBVA's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Once approved, your BBVA accounts and transactions sync back into your dashboard automatically.

That's the whole flow — you authenticate directly with BBVA, and open-banking.io never sees your banking credentials.

Access your data

Reading the data programmatically is an optional step for developers, taken after the connection above exists. From the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key.

With that file in place you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The API key alone only ever returns ciphertext — without your private key, the data stays unreadable, which is what makes the whole service zero-knowledge.

All of this runs for around EUR 3/month across 2,600+ supported banks.

FAQ

Do I need an eIDAS certificate to access BBVA?

No. open-banking.io is certificate-free — you approve access on BBVA's own consent screen and skip the certificate process entirely.

Can open-banking.io read my BBVA account data?

No. Data is decrypted only on your device with a key you alone hold. The servers store just your public key and ciphertext.

Which BBVA account types are supported?

Both business and personal accounts, under BIC BBVAFRPPXXX, with consent valid for up to 180 days per approval.

Ready to start? Connect BBVA (France) at open-banking.io.