Banque Populaire Occitane API Access & Open Banking

Banque Populaire Occitane serves southern France as part of the Banque Populaire cooperative network, and open-banking.io lets you pull its account and transaction data into one place without certificates, screen-scraping, or a bank developer contract. Access covers both business and personal accounts (BIC CCBPFRPPTLS), and the connection is governed by a PSD2 consent that stays valid for up to 180 days before you renew it.

Everything is encrypted with a key generated on your own device. open-banking.io only ever holds your public key, so it can route ciphertext but never read your balances — a genuinely zero-knowledge design rather than a trust-us promise.

How to connect Banque Populaire Occitane

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your private decryption key is created locally and never leaves your device.
  2. In the dashboard, search for Banque Populaire Occitane and choose the account type you want to link (business or personal).
  3. You are redirected to Banque Populaire Occitane's own secure login, where you authenticate and approve access under PSD2 — you grant consent directly to your bank, not to a third party.
  4. Once approved, your accounts and transactions sync back into your dashboard, arriving already encrypted to your key.

That's the whole flow. No developer redirect, no manual token, no bank-side setup.

Access your data

Reading the data programmatically is an optional step you take after the bank is connected. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests carry your key in the X-Api-Key header, and every response is decrypted locally with your private key. An API key on its own returns only ciphertext, so nothing readable ever exists on the server side.

The service runs at roughly EUR 3/month across 2,600+ EU and UK banks.

Do I need a developer account to connect?

No. Connecting Banque Populaire Occitane is done in the dashboard by approving access on the bank's login screen. API keys are only for reading data afterward.

How long does access last?

Your consent stays active for up to 180 days, after which you re-approve it on Banque Populaire Occitane's screen.

Can open-banking.io see my transactions?

No. It holds only your public key, so data is decrypted solely on your device.

Start at open-banking.io.