Säästöpankki API Access for Finland Developers

Pulling live data out of Säästöpankki no longer means wrestling with eIDAS certificates or bespoke Finnish banking integrations. With open-banking.io you route your Säästöpankki connection through a single EU/UK-wide API, so syncing balances and transactions from a Finnish savings bank works the same way it does for any of the 2,600+ institutions we support.

Säästöpankki (BIC ITELFIHH) is reachable for both personal and business account types, making it a fit for personal finance apps, accounting tools, and treasury dashboards alike.

How to connect Säästöpankki

  1. Create your open-banking.io account and grab an API key.
  2. Start a session and select Säästöpankki (Finland) as the target institution.
  3. Redirect the account holder to Säästöpankki's own login for strong customer authentication.
  4. The holder approves the consent scope directly at the bank.
  5. Receive the callback and begin reading account data through one consistent endpoint set.

What data you can access

Once consent is granted, you can retrieve:

  • Accounts — IBANs, currency, ownership and account metadata
  • Balances — current and available amounts, refreshed on demand
  • Transactions — booked and pending entries with counterparties, dates and references

A single Säästöpankki authorisation stays valid for up to 180 days before the account holder needs to re-approve. That is the maximum consent window the bank permits, so build a lightweight re-consent prompt into your flow ahead of expiry. Coverage spans Säästöpankki's Finnish retail and business customers under the same integration.

Privacy by design

open-banking.io is zero-knowledge: your users' banking credentials are entered only at Säästöpankki, never with us, and we don't retain a shadow copy of their financial data. The platform is also certificate-free — there's no QWAC or QSEAL to procure, renew, or babysit. You ship faster and carry less compliance weight.

Pricing

One flat rate of roughly EUR 3/month covers your access — no per-call surcharges and no separate fees for reaching Säästöpankki versus any other supported bank.

FAQ

Do I need an eIDAS certificate to reach Säästöpankki?

No. The certificate-free model means open-banking.io handles the regulated transport layer, so you connect to Säästöpankki with just your API key.

Can I read both personal and business accounts?

Yes. Säästöpankki exposes both personal and business account types, and the same endpoints serve both once consent is granted.

How often will account holders re-authenticate?

Consent lasts up to 180 days. After that the holder repeats Säästöpankki's authentication step to renew access.

Ready to start syncing Finnish account data? Explore the docs and sign up at open-banking.io.