Resurs Bank API Access (Finland) | Open Banking

Pull live Resurs Bank (Finland) account data into your own systems without wrestling with eIDAS certificates or per-bank onboarding. open-banking.io gives you one certificate-free REST endpoint that reads balances, account details and transaction history straight from Resurs Bank, so you can keep bookkeeping, budgeting or reconciliation tools continuously in sync.

How to connect Resurs Bank

  1. Create an open-banking.io account and grab your API key.
  2. Call the institutions endpoint and select Resurs Bank (Finland).
  3. Redirect your user to the Resurs Bank consent screen to authenticate.
  4. Receive the callback and store the returned account IDs.
  5. Fetch balances and transactions on demand or on a schedule.

What data you can access

  • Accounts — personal account identifiers and metadata for Resurs Bank.
  • Balances — current and available amounts, refreshed on request.
  • Transactions — dated, categorised entries with counterparty details.

Note that Resurs Bank does not expose a BIC through the open-banking channel, and coverage here is limited to personal account types.

A single user authorisation stays valid for up to 180 days before Resurs Bank requires re-consent, so you can run unattended syncs across a long window without repeatedly prompting the account holder. Consent is granted per user and can be revoked at any time.

Privacy by design

open-banking.io is zero-knowledge: we never see or store the banking credentials your users type into Resurs Bank. There are no QWAC or QSEAL certificates to purchase, renew or manage — authentication is handled through the regulated open-banking flow, and tokens stay scoped to the accounts your user approved.

Pricing

One flat plan of roughly EUR 3 per month covers Resurs Bank plus 2,600+ other banks across the EU and UK. No setup fees, no per-call surcharges and no separate licensing for each institution.

Is a bank certificate required for Resurs Bank?

No. open-banking.io handles the regulated connection for you, so you never buy or renew eIDAS certificates to reach Resurs Bank.

Up to 180 days per authorisation. After that, the account holder simply re-approves access to resume syncing.

Which Resurs Bank accounts are supported?

Personal accounts, including their balances and full transaction history. Business account types are not available on this connection.

Ready to start syncing Resurs Bank data? Explore the full API at open-banking.io.