OP Corporate Gold Card API Access | open-banking.io

Pull your OP Corporate Gold Card data into any tool you build without wrestling with bespoke bank integrations. open-banking.io gives developers, finance teams and fintechs a single endpoint to read business account information tied to the OP Corporate Gold Card in Finland — accounts, live balances and full transaction history — refreshed on demand through one consistent schema.

Instead of maintaining a direct connection to OP's PSD2 gateway, you route everything through open-banking.io and reuse the same code across 2,600+ banks in the EU and UK.

How to connect OP Corporate Gold Card

  1. Create an open-banking.io account and generate your API key.
  2. Start a connection session and select OP Corporate Gold Card from the Finnish bank list.
  3. Redirect the cardholder to OP's own authentication to approve access.
  4. Receive the consent token and begin calling the accounts, balances and transactions endpoints.

What data you can access

  • Accounts — the business account types linked to the OP Corporate Gold Card, with identifiers and metadata.
  • Balances — current and available balances for reconciliation and cash-flow views.
  • Transactions — posted line items with amounts, dates, counterparties and references for bookkeeping and analytics.

Access covers business account types. A single customer authorisation stays valid for up to 180 days before the cardholder needs to re-approve, so long-lived syncs keep running without constant re-prompts. No BIC is required to establish the connection.

Privacy by design

open-banking.io runs on a zero-knowledge model: your credentials and the account holder's banking login are never stored or readable by us. The platform is certificate-free, so you skip the eIDAS QWAC/QSEAL setup that normally slows down PSD2 onboarding — no certificate procurement, no renewal overhead.

Pricing

One flat rate of roughly EUR 3 per month covers API access across every supported bank, including OP Corporate Gold Card. No per-call surcharges and no separate licensing for each institution.

FAQ

Do I need an eIDAS certificate to connect?

No. open-banking.io is certificate-free, so you can integrate OP Corporate Gold Card without obtaining or maintaining PSD2 certificates.

How long does one authorisation last?

Up to 180 days per consent, after which the cardholder simply re-authenticates to continue the data feed.

Can I read card-linked business transactions?

Yes. You can retrieve accounts, balances and transaction history for the business account types associated with the OP Corporate Gold Card.

Ready to start? Explore the docs and connect at open-banking.io.