Oma Säästöpankki API Access for Bank Data Sync

Bring your Oma Säästöpankki data into your own apps, dashboards and bookkeeping tools without wrestling with bank-specific integrations. open-banking.io gives you a single, standardised API to read Oma Säästöpankki (BIC ITELFIHH) account information in Finland, so you can keep balances and transaction history in sync automatically instead of exporting statements by hand.

Whether you run a company or manage your own finances, both business and personal account types are supported through the same clean interface.

How to connect Oma Säästöpankki

1. Create your open-banking.io account and generate an API key.
2. Select Oma Säästöpankki from the Finnish bank list (identified by BIC ITELFIHH).
3. Redirect the account holder to Oma Säästöpankki to authenticate and approve access.
4. Receive the consent token and start calling the API for live data.
5. Refresh on your schedule, right up to the consent limit.

What data you can access

• Accounts — identifiers and metadata for business and personal accounts.
• Balances — current and available balances in real time.
• Transactions — historical and incoming transaction records for reconciliation and analytics.

Consent and coverage

Each authorisation stays valid for up to 180 days before the account holder re-approves, keeping data flowing with minimal friction. Oma Säästöpankki is one of 2,600+ banks reachable through open-banking.io across the EU and UK, so a single integration scales far beyond one institution.

Privacy by design

open-banking.io is zero-knowledge: your customers' banking data passes through without us reading or retaining it. There are no eIDAS certificates to obtain, no QWAC/QSEAL setup and no lengthy onboarding — the whole certificate burden is removed, so you can build in hours rather than months.

Pricing

Access starts at roughly EUR 3 per month, a flat and predictable cost with no per-certificate fees or hidden licensing charges.

FAQ

Does open-banking.io support both business and personal Oma Säästöpankki accounts?

Yes. Both account types are available through the same API and authentication flow.

How long does an Oma Säästöpankki consent last?

Up to 180 days, after which the account holder simply re-authorises to continue syncing.

Do I need special certificates to connect?

No. open-banking.io is certificate-free — no eIDAS, QWAC or QSEAL required to start.

Ready to sync Oma Säästöpankki data the simple way? Get started at open-banking.io.