Access Nordea First Card Data via Open Banking

Nordea First Card is Nordea's corporate charge-card programme, and its account data — balances, statements and transaction lines — is exactly the kind of information finance teams want flowing into their own tools. open-banking.io gives you PSD2 access to Nordea First Card (BIC NDEAFIHH) without certificates, eIDAS setup or a bank developer contract, and keeps every byte encrypted under a key that never leaves your device.

The service reaches 2,600+ banks across the EU and UK. It is zero-knowledge by design: open-banking.io stores only your public key, so its servers physically cannot read your Nordea First Card statements. Decryption happens locally, on your machine, with a private key only you hold.

How to connect Nordea First Card

Connecting is done entirely in the open-banking.io dashboard — there is no API call, no code and no key involved in this step.

  1. Sign up for open-banking.io and set an encryption passphrase. Your key pair is generated right there on your own device.
  2. In the dashboard, search for Nordea First Card and select the business account type it supports.
  3. You are redirected to Nordea First Card's own secure login, where you approve access on the bank's official PSD2 consent screen.
  4. Once approved, your accounts sync back into the dashboard. Consent lasts up to 180 days before Nordea asks you to renew.

That's it — no waiting on a sandbox and no client credentials to register.

Access your data

Reading the data programmatically is an optional developer step you take after the connection exists. On the Developers page, create an API key and export a credentials.json — it bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. An API key on its own only ever returns ciphertext — without your private key there is nothing readable to leak.

All of this runs from around EUR 3 per month.

Does open-banking.io ever see my Nordea First Card data?

No. It holds only your public key. Statements are decrypted on your device, so the servers only ever store ciphertext.

Do I need eIDAS certificates or a Nordea developer account?

No. open-banking.io handles the regulated PSD2 layer, so you connect through Nordea First Card's normal consent screen — certificate-free.

Can I connect Nordea First Card from the CLI?

No. Connecting always happens in the dashboard via the bank's login. The CLI, SDK and API only read and sync connections that already exist.

Start at open-banking.io.