Eurocard Finland API Access & Open Banking Data

Pulling your Eurocard (Finland) card and account data into your own tools no longer means chasing eIDAS certificates or building a PSD2 stack from scratch. With open-banking.io you connect Eurocard once through a guided dashboard, and from then on both business and personal account data flows into a place only you can decrypt. Eurocard publishes no public BIC for this connection, so there is nothing extra to look up — you simply select the card issuer and approve access.

How to connect Eurocard

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your device, so nobody else — not even open-banking.io — ever holds them.
  2. In the dashboard, search for Eurocard (Finland) and choose the account type you need, business or personal.
  3. You are redirected to Eurocard's own secure login, where you approve access under PSD2. open-banking.io never sees your credentials.
  4. Your accounts sync back into the dashboard. Consent lasts up to 180 days, after which you simply re-approve on Eurocard's screen.

Access your data

Once Eurocard is connected, reading the data programmatically is an optional developer step. From the Developers page, create an API key and export a credentials.json — this bundles your API key together with your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your key. The API key alone only ever returns ciphertext; without your private key the data stays unreadable.

This is what zero-knowledge, certificate-free access means in practice: open-banking.io stores only your public key and can never read your Eurocard data. All of it is covered for roughly EUR 3/month, across 2,600+ EU/UK banks.

Do I need an API key to connect Eurocard?

No. Connecting is done entirely in the dashboard via Eurocard's login. API keys are only for reading data afterwards.

Can open-banking.io see my Eurocard transactions?

No. Data is encrypted with a key held only on your device, so the service sees ciphertext only.

How long does access last?

Up to 180 days per consent, then you re-approve on Eurocard's own secure screen.

Start at open-banking.io.