bunq API Access in Finland | open-banking.io

Reach your bunq data in Finland without wrestling with eIDAS certificates or sandbox onboarding. open-banking.io gives developers and finance teams a single, standards-based way to pull live account information from bunq, so you can feed it straight into reporting tools, ledgers, or your own product.

bunq is the Amsterdam-based mobile bank serving customers across the EU, Finland included. Once a user grants consent, open-banking.io keeps their bunq information flowing to you through one consistent interface.

How to connect bunq

  1. Create an open-banking.io account and generate your API key.
  2. Select bunq (Finland) from the supported institution list.
  3. Redirect the account holder to bunq's own login to authorise access.
  4. Receive the secure consent token and start requesting data.

What data you can access

  • Accounts — identifiers and metadata for personal and business bunq accounts.
  • Balances — current and available amounts, refreshed on demand.
  • Transactions — dated entries with counterparties, references, and amounts.

bunq supports both personal and business account access. Each authorisation runs for up to 180 days before the customer needs to renew, matching the PSD2 consent window. bunq is one of 2,600+ banks reachable through the same open-banking.io endpoints, so adding further institutions later needs no new integration.

Privacy by design

The platform is zero-knowledge: your customers' banking credentials never touch our systems, and we hold no data we don't need to route. Because access is certificate-free, there is no QWAC or QSEAL setup, no lengthy TPP registration, and no certificate renewals to babysit — just clean API calls.

Pricing

Flat, predictable access starts at roughly EUR 3 per month. No per-call surcharges, no enterprise minimums — the same rate whether you connect one bunq account or scale across many banks.

Is a banking licence required to use this?

No. open-banking.io handles the regulated connectivity so you can consume bunq data directly under user consent.

How long does a bunq connection stay active?

Up to 180 days per consent. After that, the account holder simply re-authorises to continue syncing.

Does bunq in Finland have a BIC on the platform?

A BIC is not required or listed for this connection — accounts are identified through the standard open-banking flow instead.

Ready to start? Explore the docs and connect bunq today at open-banking.io.