Bank Norwegian Finland API Access & Open Banking

Bank Norwegian serves Finnish customers with straightforward savings accounts, personal loans and credit cards, but it exposes no public developer portal of its own. open-banking.io bridges that gap: a certificate-free, PSD2-based service covering 2,600+ European banks that lets you reach your Bank Norwegian data without registering as a licensed third-party provider or wrangling eIDAS certificates. Everything you retrieve is decrypted on your own device with a key that never leaves it — open-banking.io's servers only ever hold your public key, so they can store your data but never read it.

How to connect Bank Norwegian

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code snippet or key involved in this step.

  1. Sign up for an open-banking.io account.
  2. Set an encryption passphrase. Your key pair is generated locally on your device the moment you do this.
  3. In the dashboard, search for Bank Norwegian (Finland) and choose the personal account type — Bank Norwegian's Finnish operation is a consumer bank, so business accounts are not applicable.
  4. You are redirected to Bank Norwegian's own secure login, where you approve access on the bank's PSD2 consent screen.
  5. Your accounts and transactions sync back into your dashboard, ready to view.

The consent you grant lasts up to 180 days, after which you simply repeat the approval to keep the connection live.

Access your data

Reading the data programmatically is an optional step that only makes sense once Bank Norwegian is connected. Open the Developers page, create an API key, and export a credentials.json — this file bundles your API key together with your private decryption key. From there:

  • Use the CLI: openbanking accounts, openbanking transactions, openbanking sync.
  • Or call the REST API / an SDK, sending your key in the X-Api-Key header.

Every response arrives encrypted and is decrypted locally with your private key. An API key on its own returns only ciphertext — without the key held on your machine, nobody (open-banking.io included) can make sense of it. Note there is no connect command: the CLI and SDK read and refresh existing connections, never create them.

All of this runs for roughly EUR 3 per month. Bank Norwegian Finland publishes no BIC in this dataset, so identify accounts by IBAN as usual.

Does open-banking.io see my Bank Norwegian data?

No. It is zero-knowledge — data is decrypted only on your device with a key you alone hold.

Can I connect Bank Norwegian with the CLI?

No. Connecting is done in the dashboard via Bank Norwegian's own consent screen; the CLI only reads or syncs connections you already made.

How long does access last?

Up to 180 days per consent, then you re-approve on Bank Norwegian's login screen.

Ready to start? Visit open-banking.io.