MoraBanc API Access: Sync Spanish Bank Data

Pulling MoraBanc account data into your own tools no longer means wrestling with bank certificates or bespoke integration contracts. open-banking.io gives developers and finance teams a single, standardised connection to MoraBanc, letting you keep balances, transaction histories and account details continuously in sync with your accounting stack, treasury dashboard or internal reporting.

Because the connection runs through a unified open-banking layer, the same code that reads MoraBanc also reaches 2,600+ other European and UK institutions. Integrate once, expand anywhere.

How to connect MoraBanc

1. Create an open-banking.io account and generate your API credentials.
2. Select MoraBanc (BIC BEDFESM1) from the supported institution list.
3. Redirect the account holder to MoraBanc's own login to approve access.
4. Receive the authorisation token and begin requesting data straight away.

What data you can access

Once consent is granted, the API exposes MoraBanc business accounts with:

• Accounts — identifiers, currency and account metadata
• Balances — current and available figures, refreshed on demand
• Transactions — dated, categorised entries with counterparty details

Consent and coverage

MoraBanc coverage on open-banking.io focuses on business account types. A single authorisation stays valid for up to 180 days, the maximum permitted consent window, so you can maintain long-running syncs before the account holder needs to reauthorise.

Privacy by design

The platform is zero-knowledge: your customers' banking data flows through to you without being mined, resold or retained for profiling. There are no eIDAS certificates to purchase, renew or install — authentication is handled entirely within the open-banking flow, which removes the usual regulatory and operational overhead of connecting to a bank.

Pricing

Access starts at roughly EUR 3 per month, a flat, predictable cost that covers MoraBanc alongside every other bank in the network. No per-call surprises, no setup fees.

FAQ

Does connecting MoraBanc require a bank certificate?

No. open-banking.io is certificate-free, so you skip eIDAS/QWAC procurement entirely and connect through MoraBanc's standard authorisation.

Which MoraBanc accounts are supported?

Business account types are covered, exposing accounts, balances and transaction data after consent.

How long does one authorisation last?

Up to 180 days per consent — the maximum window — after which the account holder simply reauthorises to continue syncing.

Ready to start? Explore the docs and connect MoraBanc today at open-banking.io.