Laboral Kutxa API Access for Real-Time Bank Data

Pulling live data out of Laboral Kutxa no longer means wrestling with per-bank certificates or bespoke integrations. With open-banking.io you connect once and stream the cooperative bank's account information straight into your product, spreadsheet, or accounting stack. One consistent API covers Laboral Kutxa (BIC CLPEES2MXXX) alongside 2,600+ other banks across the EU and UK, so the code you write for Spain works everywhere else too.

Whether you are reconciling a company ledger or building a personal finance view, both business and personal account types are supported through the same endpoints.

How to connect Laboral Kutxa

  1. Create your open-banking.io account and grab an API key.
  2. Select Laboral Kutxa from the bank directory (or query by the BIC CLPEES2MXXX).
  3. Redirect the account holder to Laboral Kutxa's own login for secure SCA authorisation — you never see their credentials.
  4. Receive the consent token and start calling the data endpoints.

What data you can access

  • Accounts — IBANs, currency, product and holder metadata.
  • Balances — current and available figures, refreshed on demand.
  • Transactions — booked and pending entries with counterparties, amounts, and value dates.

A single Laboral Kutxa authorisation stays valid for up to 180 days before the account holder needs to re-confirm. Coverage runs through the same PSD2 rails Laboral Kutxa exposes to licensed third parties, so what you retrieve mirrors the customer's online banking view.

Privacy by design

open-banking.io is zero-knowledge: banking credentials are entered only on Laboral Kutxa's page, and we never store or relay them. There are no eIDAS certificates for you to buy, host, or renew — that regulatory overhead sits with us, not you.

Pricing

Access starts at roughly EUR 3 per month, with no per-bank surcharge and no setup fee. Scale from a single Laboral Kutxa connection to your whole banking footprint on the same flat plan.

Do I need my own PSD2 licence?

No. You operate under open-banking.io's regulated access, so you can connect Laboral Kutxa without becoming a licensed provider yourself.

How often can I refresh balances and transactions?

As often as your workflow needs within the active 180-day consent window; each call returns the latest data Laboral Kutxa makes available.

Can I connect both business and personal accounts?

Yes. Both account types are supported through identical endpoints — only the underlying consent differs.

Ready to begin? Start integrating Laboral Kutxa today at open-banking.io.