Fiare Banca Etica Open Banking API Access (Spain)

Fiare Banca Etica is the Spanish arm of Europe's cooperative ethical bank, serving members whose money funds social and environmental projects. If you want your Fiare Banca Etica balances and transactions in one place — a budgeting tool, an accounting workflow, or your own scripts — open-banking.io gives you PSD2 access without certificates, eIDAS registration, or a bank developer contract.

open-banking.io is a zero-knowledge open-banking service covering 2,600+ EU and UK banks. Your account data is encrypted with a key generated on your own device, so only you can read it. Fiare Banca Etica supports both business and personal accounts, and a single consent stays valid for up to 180 days before you re-approve.

How to connect Fiare Banca Etica

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up at open-banking.io and set your encryption passphrase. Your keys are generated locally; the service only ever holds your public key.
  2. In the dashboard, choose Fiare Banca Etica and pick the account type you need — business or personal.
  3. You are redirected to Fiare Banca Etica's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your accounts sync back into the dashboard, ready to view.

That's the whole flow. No BIC is needed to connect (Fiare Banca Etica's BIC is not published here), and nothing leaves your control unencrypted.

Access your data

Reading Fiare Banca Etica data programmatically is an optional step you take after connecting. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can:

  • Use the CLI: openbanking accounts, openbanking transactions, openbanking sync.
  • Call the REST API or an SDK, sending your key in the X-Api-Key header.

Every response is decrypted locally with your private key. The API key alone returns only ciphertext — open-banking.io's servers can never read your data. The CLI and SDK only read and sync connections you already made in the dashboard; there is no connect command.

FAQ

Do I need an eIDAS certificate for Fiare Banca Etica?

No. open-banking.io handles the regulated access, so you never register or hold a certificate.

Can open-banking.io see my Fiare Banca Etica transactions?

No. The service is zero-knowledge and stores only your public key; decryption happens on your device.

How much does it cost?

Around EUR 3 per month for full access across all supported banks.

Ready to start? Visit open-banking.io.