Eurocaja Rural API Access & Open Banking Integration

Eurocaja Rural serves cooperative and retail customers across Castilla-La Mancha and beyond, and open-banking.io gives you a single, standards-based way to reach that account data. Whether you bank as a business or a private individual, you can pull balances and transactions into your own tools without wrestling with eIDAS certificates, sandbox registrations or bespoke PSD2 paperwork. open-banking.io covers 2,600+ European banks, and Eurocaja Rural (BIC BCOEESMM081) is one of them.

The design principle is simple: your data is decrypted on your own device with a key only you hold. open-banking.io is zero-knowledge, so its servers store your public key and nothing that could unlock your account information.

How to connect Eurocaja Rural

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your device.
  2. In the dashboard, search for and select Eurocaja Rural, then choose the account type you need — business or personal are both supported.
  3. You are redirected to Eurocaja Rural's own secure login, where you approve access under PSD2. This consent is valid for up to 180 days, after which you simply re-approve.
  4. Your accounts sync back into the dashboard, ready to view.

Access your data

Once Eurocaja Rural is connected, developers can optionally read the data programmatically. Open the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK or the REST API.

Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key alone only ever returns ciphertext — without your private key, nothing is readable. Note that the CLI and SDK read and sync existing connections; the initial bank link is always made in the dashboard.

All of this runs for roughly EUR 3/month.

Do I need an eIDAS certificate for Eurocaja Rural?

No. open-banking.io is certificate-free — you approve access directly on Eurocaja Rural's consent screen and never handle certificates.

Can open-banking.io read my Eurocaja Rural data?

No. The service is zero-knowledge and holds only your public key. Decryption happens on your device with a key only you possess.

How long does access to Eurocaja Rural last?

Each consent lasts up to 180 days. When it expires, re-approve on the bank's login to keep syncing.

Ready to start? Visit open-banking.io.