Caja Viva API Access — Connect Your Bank Data | open-banking.io

Pulling live data out of Caja Viva (Cajaviva Caja Rural) no longer requires a banking-grade integration team. With open-banking.io you point a single, standards-based API at the bank and start syncing account information within minutes — no eIDAS certificate, no bespoke onboarding, no per-connection paperwork. Whether you are reconciling ledgers, feeding an accounting tool, or building a personal finance dashboard, the same endpoints work for Caja Viva alongside 2,600+ other European institutions.

How to connect Caja Viva

1. Create your open-banking.io account and generate an API key.
2. Select Caja Viva (BIC BCOEESMM060) from the supported-institutions list.
3. Redirect the account holder to the bank's own secure login to approve access.
4. Receive the consent token and begin querying accounts, balances and transactions.

What data you can access

Once consent is granted, the API exposes read access to:

• Accounts — IBANs, product names and holder details for both business and personal accounts.
• Balances — current and available figures, refreshed on demand.
• Transactions — dated entries with counterparties, references and amounts for reconciliation or categorisation.

Consent and coverage

Caja Viva supports both business and personal account types through open-banking.io. Each authorisation stays valid for up to 180 days, after which the account holder simply re-approves — keeping you compliant with PSD2 consent rules without manual tracking.

Privacy by design

open-banking.io is zero-knowledge: credentials are entered only on the bank's own screens, and we never see or store them. The service is certificate-free, so there is nothing to procure, renew or secure on your side. Data flows straight through to your application.

Pricing

A flat rate of roughly EUR 3/month covers your connection to Caja Viva — no setup fees and no per-call surprises, with the same price applying across every supported bank.

Is a bank certificate required to connect Caja Viva?

No. open-banking.io is certificate-free, so you can integrate Caja Viva without an eIDAS or QWAC certificate.

Can I access both business and personal accounts?

Yes. Caja Viva supports both business and personal account types through the API.

How long does a single consent last?

Up to 180 days per authorisation, after which the account holder re-confirms access.

Ready to begin? Start syncing Caja Viva data at https://open-banking.io.