Caja Rural Regional API Access & Open Banking

Reaching Caja Rural Regional account data no longer means wrestling with bank-specific certificates or PSD2 paperwork. open-banking.io gives you one dashboard to link your Caja Rural Regional accounts and read balances and transactions — with a privacy model where only you can decrypt the results. The bank sits in the Banco Cooperativo Español network (BIC BCOEESMM018) and supports both business and personal account types, with a consent that stays valid for up to 180 days before you re-approve.

Everything runs certificate-free and zero-knowledge: encryption keys are generated on your own device, and open-banking.io's servers only ever hold your public key. Access to 2,600+ EU/UK banks is included for roughly EUR 3/month.

How to connect Caja Rural Regional

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your private key is created locally and never leaves your device.
  2. In the dashboard, search for and select Caja Rural Regional, then choose the account type you want to link (business or personal).
  3. You are redirected to Caja Rural Regional's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Once approved, your accounts sync back into the dashboard. That consent remains active for up to 180 days.

Access your data

Want to pull the data programmatically? That's an optional step after the account is already connected. Open the Developers page, create an API key, and export a credentials.json — this bundles your API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your key. Without that private key an API key returns only ciphertext — the servers can never read your data.

Do I need a certificate to connect Caja Rural Regional?

No. open-banking.io is certificate-free. You approve access directly on Caja Rural Regional's consent screen; no eIDAS certificate or bank agreement is required.

Can I read both business and personal accounts?

Yes. Caja Rural Regional supports both account types, and you can link them from the dashboard and query them the same way.

How often do I re-authorise?

Caja Rural Regional consent lasts up to 180 days. After that you simply re-approve on the bank's login to keep syncing.

Start at open-banking.io.