Caja Rural Granada API Access & Open Banking Data

Reading your Caja Rural de Granada balances and transactions outside the bank's own app usually means wrestling with eIDAS certificates and a sandbox onboarding process. open-banking.io removes that entirely. It is a certificate-free, zero-knowledge bridge to 2,600+ European banks, and Caja Rural Granada (BIC BCOEESMM023) is one of them. Both personal and business account types are supported, and a single PSD2 consent stays valid for up to 180 days before you renew it.

The key idea: your account data is encrypted on open-banking.io's servers, but decrypted only on your own device with a key that never leaves it. The service holds your public key alone, so it can sync ciphertext but can never read a euro of your activity.

How to connect Caja Rural Granada

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for an account and set an encryption passphrase. Your key pair is generated locally on your device from that passphrase.
  2. In the dashboard, search for Caja Rural Granada and choose whether you are linking a personal or business account.
  3. You are redirected to Caja Rural de Granada's own secure login, where you approve access on the bank's consent screen (standard PSD2 authorisation).
  4. Once approved, your accounts and transactions sync back into your dashboard, ready to view.

That's the whole flow — you authenticate with the bank directly, and open-banking.io never sees your banking credentials.

Access your data

Want to pull the data programmatically? That's an optional step after the bank is already connected. Open the Developers page, create an API key, and export a credentials.json — this bundles your API key with your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own only ever returns ciphertext.

All of this runs for roughly EUR 3/month, with no per-bank fees or certificate paperwork.

Does open-banking.io store my Caja Rural Granada login?

No. You authenticate on Caja Rural de Granada's own website, and only a PSD2 consent token is returned — never your password.

How long does access last?

Up to 180 days per consent, the regulatory maximum. You simply re-approve in the dashboard when it expires.

Can the CLI connect my bank for me?

No. The CLI and SDK only read and sync connections that already exist. Linking Caja Rural Granada always happens in the dashboard.

Start at open-banking.io.