Caja Rural de Villar Open Banking & API Access

Caja Rural de Villar (BIC CCRIES2A152) is a Valencian rural credit cooperative, and open-banking.io lets you reach its account data without wrangling PSD2 certificates or building any bank integration yourself. Whether you hold a personal current account or run a business relationship with the caja, open-banking.io gives you a single, encrypted view of your balances and transactions — and, if you write code, an optional read path to the same data.

The defining trait is privacy. open-banking.io is zero-knowledge: your encryption keys are generated on your own device from a passphrase you choose, and every figure is decrypted locally. The service only ever holds your public key, so it can sync ciphertext for you but can never read your Caja Rural de Villar balances.

How to connect Caja Rural de Villar

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase; your private key is created locally and never leaves your device.
  2. In the dashboard, search for Caja Rural de Villar and choose your account type — business or personal.
  3. You are redirected to Caja Rural de Villar's own secure login, where you approve access under PSD2. Consent lasts up to 180 days, after which you simply re-approve.
  4. Your accounts sync back into the dashboard, ready to view.

Access your data

Once the connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Without that private key an API key alone returns only ciphertext — which is exactly the point.

All of this runs from about EUR 3/month, with no eIDAS certificate and no bank-side developer registration.

Do I need an API key to connect Caja Rural de Villar?

No. Connecting is a dashboard action where you approve access on the bank's own screen. API keys are only for reading data afterward.

Can open-banking.io see my transactions?

No. It stores only your public key and syncs encrypted data; decryption happens on your device.

How long does access stay active?

Up to 180 days per consent, then you re-authorise Caja Rural de Villar in the dashboard.

Start at open-banking.io.