Caja Rural de Villamalea API Access & Open Banking

Caja Rural de Villamalea is a Castilla-La Mancha credit cooperative within the Grupo Caja Rural network, and open-banking.io lets you reach its account data without EIDAS certificates, sandbox paperwork, or a bank-side developer contract. Whether you hold a personal or a business account (BIC BCOEESMM144), you approve access once and your balances and transaction history flow into a dashboard that only you can decrypt.

The service covers 2,600+ EU and UK banks and is built on a zero-knowledge design: your encryption keys are generated on your own device, and open-banking.io stores only your public key. It never sees your credentials or your cleartext statements.

How to connect Caja Rural de Villamalea

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your private key is created locally and never leaves your device.
  2. In the dashboard, search for Caja Rural de Villamalea and choose your account type — business or personal.
  3. You are redirected to Caja Rural de Villamalea's own secure login, where you approve access under PSD2. Your credentials stay with the bank.
  4. Once approved, your accounts sync into the dashboard. The consent lasts up to 180 days, after which you simply re-approve on the bank's screen.

Access your data

After the connection is live, reading it programmatically is an optional developer step. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests carry an X-Api-Key header, and every response is decrypted locally with your own key. The API key alone only ever returns ciphertext, so servers can never read your data.

All of this runs for around EUR 3/month, with no certificate fees or per-call surcharges.

Do I need a developer account with the bank?

No. You approve access on Caja Rural de Villamalea's consent screen; open-banking.io handles the PSD2 plumbing.

Can the CLI connect my account?

No. The CLI and SDK only read or sync connections you already made in the dashboard — there is no connect command.

How long does access stay active?

Up to 180 days per consent, then you re-authorise with a quick approval on the bank's login.

Start at open-banking.io.