Caja Rural de Utrera API Access & Open Banking

Caja Rural de Utrera is a Spanish cooperative bank (BIC BCOEESMM020), and open-banking.io gives you a clean, private route to its account data. Whether you hold a personal or business relationship with the bank, you can bring balances and transactions into one dashboard and, if you write software, read them programmatically. Nothing leaves your control unencrypted: your data is decrypted on your own device with a key only you hold.

How to connect Caja Rural de Utrera

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your cryptographic keys are generated locally on your device.
  2. In the dashboard, search for Caja Rural de Utrera and choose the account type you need — business or personal.
  3. You are redirected to Caja Rural de Utrera's own secure login, where you approve access under PSD2. This consent lasts up to 180 days before you renew it.
  4. Your accounts sync back into your dashboard, ready to view.

Because you approve directly on the bank's screen, your credentials are never seen by open-banking.io.

Access your data

Once Caja Rural de Utrera is connected, developers can optionally read the data programmatically. On the Developers page, create an API key and export a credentials.json — this bundles your API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Without that private key, an API key alone returns only ciphertext — even open-banking.io's servers, which hold just your public key, cannot read it.

The service is zero-knowledge and certificate-free — no eIDAS certificate or QWAC to obtain — and costs around EUR 3 per month across 2,600+ supported European banks.

Do I need an API key to connect the bank?

No. Connecting is a dashboard-only flow approved on Caja Rural de Utrera's site. API keys are only for reading data afterward.

Can open-banking.io see my Caja Rural de Utrera transactions?

No. Data is decrypted locally with a key only you hold; the servers store only your public key.

Up to 180 days, after which you re-approve access on the bank's consent screen.

Start at open-banking.io.