Caja Rural de Onda Open Banking & API Access

Caja Rural de Onda (BIC BCOEESMM134) is a cooperative bank in Spain's Grupo Caja Rural network. With open-banking.io you can pull its account and transaction data into one dashboard without certificates, screen-scraping, or a bank-side integration project. The service covers 2,600+ EU and UK banks under PSD2, and every figure it stores is encrypted so that only you can turn it back into readable numbers.

The model is zero-knowledge by design: your encryption keys are generated on your own device from a passphrase you choose. open-banking.io's servers only ever hold your public key, so they can sync ciphertext but can never read your Caja Rural de Onda balances or payment history.

How to connect Caja Rural de Onda

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your private key is created locally and never leaves your device.
  2. In the dashboard, search for Caja Rural de Onda and choose the account type you hold — business or personal.
  3. You are redirected to Caja Rural de Onda's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Control returns to your dashboard and your accounts begin to sync. Consent lasts up to 180 days, after which you simply re-approve on the bank's screen.

Access your data

Reading the data programmatically is an optional developer step you take after the connection exists. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and each response is decrypted locally with your own key. The API key alone only ever returns ciphertext — without your private key there is nothing readable to see.

All of this runs on the standard plan at roughly EUR 3/month.

Do I need a developer certificate for Caja Rural de Onda?

No. open-banking.io is certificate-free. You approve access on the bank's consent screen and the platform handles the PSD2 mechanics.

Can open-banking.io see my Caja Rural de Onda transactions?

No. It stores only encrypted data and your public key. Decryption happens on your device, so staff and servers only ever see ciphertext.

Does the CLI connect my bank?

No. The CLI and SDK only read and sync connections that already exist. Connecting Caja Rural de Onda is always done in the dashboard via the bank's own login.

Start at https://open-banking.io.