Caja Rural de Nueva Carteya API & Open Banking

Reading account and transaction data from Caja Rural de Nueva Carteya no longer means chasing a bespoke bank API or wrestling with eIDAS certificates. This Andalusian cooperative credit bank (BIC BCOEESMM098, part of Grupo Cooperativo Solventia) is one of 2,600+ EU and UK institutions reachable through open-banking.io — a certificate-free, zero-knowledge service where your financial data is decrypted on your own device with a key only you hold.

Whether you hold a personal current account or run a small business in Nueva Carteya, both business and personal account types are supported, with PSD2 consent lasting up to 180 days before you re-approve.

How to connect Caja Rural de Nueva Carteya

Connecting happens entirely in the open-banking.io dashboard — there is no code, endpoint, or key involved in this step:

  1. Sign up for open-banking.io and set an encryption passphrase. Your keys are generated locally, on your device.
  2. In the dashboard, choose Caja Rural de Nueva Carteya and select whether you're linking a business or personal account.
  3. You're redirected to Caja Rural de Nueva Carteya's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your accounts sync back into the dashboard, ready to view.

That's the whole flow — you authorise directly with the bank, and open-banking.io never sees your banking credentials.

Access your data

Want the data programmatically? That's an optional step after connecting. On the Developers page, create an API key and export a credentials.json — it bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. The CLI and SDK only read and sync connections you've already made; there is no connect command.

Because open-banking.io is zero-knowledge, its servers store only your public key — an API key alone returns ciphertext, useless without the private key you keep.

All of this runs for roughly EUR 3/month, with no certificate paperwork.

FAQ

Do I need a developer account to connect?

No. Connecting Caja Rural de Nueva Carteya is done in the dashboard by approving access on the bank's login page. API keys are only for optional programmatic reads afterwards.

Can open-banking.io read my transactions?

No. Data is decrypted locally with your private key. The service holds only your public key and never sees plaintext.

Up to 180 days, after which you re-approve access through Caja Rural de Nueva Carteya's consent screen.

Ready to start? Visit open-banking.io.