Caja Rural de Navarra API Access & Open Banking

Caja Rural de Navarra (BIC BCOEESMM008) is one of Spain's regional cooperative banks, and open-banking.io lets you reach its account data without certificates, screen-scraping, or a bespoke integration. You approve access once through the bank's own login, and from that point your balances and transactions stream into a dashboard that only you can decrypt. Both business and personal accounts are supported, and a single PSD2 consent stays valid for up to 180 days before renewal.

The encryption model matters here: keys are generated on your device from a passphrase you set. open-banking.io stores only your public key, so its servers hold ciphertext they cannot read. Everything is decrypted locally, on your side.

How to connect Caja Rural de Navarra

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your private key is created locally and never leaves your device.
  2. In the dashboard, search for Caja Rural de Navarra and choose the account type you want to link — business or personal.
  3. You are redirected to Caja Rural de Navarra's own secure login, where you authenticate and approve the access request (standard PSD2 consent).
  4. Once approved, your selected accounts sync back into the dashboard and refresh automatically for the life of the 180-day consent.

Access your data

Reading the data programmatically is an optional step you take after the connection exists. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and each response is decrypted locally with your own key. The CLI and SDK only read and sync connections you already made in the dashboard; they never create one.

Pricing is roughly EUR 3/month for full access.

Do I need an eIDAS certificate?

No. open-banking.io handles the regulated connection, so you never register for or manage a QWAC/QSEAL certificate to reach Caja Rural de Navarra.

Can open-banking.io read my transactions?

No. It holds only your public key and stores encrypted data. Decryption happens on your device with the private key derived from your passphrase.

What does an API key return on its own?

Ciphertext. Without your private decryption key, an X-Api-Key request returns data you cannot read — the key alone is not enough.

Start at open-banking.io.