Caja Rural de L'Alcúdia Open Banking & API Access

Reaching your Caja Rural de L'Alcúdia balances and transactions programmatically usually means wrestling with PSD2 certificates and sandbox paperwork. open-banking.io removes that hurdle. It links to Caja Rural de L'Alcúdia (BIC BCOEESMM096), a Valencian cooperative bank in the Grupo Caja Rural network, and lets you view both business and personal accounts from a single dashboard — no eIDAS certificate, no registration with the bank's developer portal.

The difference that matters here is privacy. open-banking.io is zero-knowledge: your encryption keys are generated on your own device from a passphrase only you know. The service stores only your public key, so its servers can never read or decrypt what flows through them.

How to connect Caja Rural de L'Alcúdia

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your private key is created locally and never leaves your device.
  2. In the dashboard, search for and select Caja Rural de L'Alcúdia, then choose the account type you want — business or personal.
  3. You are redirected to Caja Rural de L'Alcúdia's own secure login, where you approve access under PSD2. Your consent stays valid for up to 180 days before a simple re-approval.
  4. Your accounts sync back into the dashboard, and balances and transactions appear ready to browse.

Access your data

Once a connection exists, reading it programmatically is an optional developer step. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key — an API key on its own returns only ciphertext. The CLI and SDK read and sync existing connections; they never create one.

All of this runs for around EUR 3 per month.

Do I need a certificate from Caja Rural de L'Alcúdia?

No. open-banking.io handles the regulated PSD2 access for you, so no eIDAS certificate or developer enrollment is required.

Can open-banking.io see my Caja Rural de L'Alcúdia data?

No. Decryption happens on your device with a key only you hold. The service keeps only your public key and never sees readable data.

Caja Rural de L'Alcúdia allows consent for up to 180 days, after which you re-approve access on the bank's login screen.

Start at open-banking.io.