Caja Rural de Casas Ibáñez API Access | Open Banking

Pulling live data out of Caja Rural de Casas Ibáñez (BIC BCOEESMM127) usually means wrestling with bank-specific certificates and PSD2 onboarding. open-banking.io removes that friction: a single REST endpoint lets your product read this Albacete cooperative bank's accounts, balances and transactions without you ever handling a QWAC or eIDAS certificate.

Because open-banking.io already maintains a connection to Caja Rural de Casas Ibáñez alongside 2,600+ other European and UK institutions, you integrate once and reuse the same schema across every bank your users add.

How to connect Caja Rural de Casas Ibáñez

1. Create an open-banking.io account and grab your API key.
2. Call the institutions endpoint and select Caja Rural de Casas Ibáñez (BIC BCOEESMM127).
3. Redirect the account holder to the bank's own strong-authentication screen to grant consent.
4. Receive the callback token and start requesting data immediately.

What data you can access

For both personal and business account holders, the API exposes:

• Accounts — IBANs, product type and currency
• Balances — cleared and available amounts in real time
• Transactions — dated, categorised entries with counterparty details

Consent and coverage

Account holders authorise access for up to 180 days before a renewal is required, matching the bank's PSD2 consent window. Coverage sits inside the same 2,600+ bank network, so adding neighbouring Spanish rural cooperatives later needs no new plumbing.

Privacy by design

open-banking.io is zero-knowledge: credentials go straight to Caja Rural de Casas Ibáñez, never to us, and there are no certificates for you to generate, store or rotate. You get bank-grade data flows without becoming a licensed PSD2 entity yourself.

Pricing

Flat access for roughly EUR 3 per month — no per-call surcharges, no enterprise minimums. Predictable cost whether you sync one account or thousands.

Is a bank certificate required?

No. open-banking.io handles all PSD2 certificates and regulatory access on your behalf, so you connect with just an API key.

Can I access business accounts too?

Yes. Both personal and business accounts at Caja Rural de Casas Ibáñez are supported through the same endpoints.

How long does a consent last?

Up to 180 days per authorisation, after which the account holder simply re-confirms access.

Ready to build? Start at open-banking.io.