Caja Rural de Baena API Access & Open Banking

Caja Rural de Baena (BIC BCOEESMM089) is a Córdoba-based rural cooperative bank within the Grupo Caja Rural network. With open-banking.io you can bring its business and personal accounts into one dashboard and, when you want, read balances and transactions programmatically — without certificates, eIDAS files, or a bank sponsorship. open-banking.io is a zero-knowledge service: your data is decrypted locally with a key that only you hold, so nobody else, not even open-banking.io, can read it.

How to connect Caja Rural de Baena

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up at open-banking.io and set your encryption passphrase. Your keys are generated on your own device, never on a server.
  2. In the dashboard, search for Caja Rural de Baena and choose the account type you need — business or personal.
  3. You are redirected to Caja Rural de Baena's own secure login, where you approve access under PSD2. open-banking.io never sees your banking credentials.
  4. Your accounts sync straight into your dashboard. The consent lasts up to 180 days, after which you simply re-approve on the bank's screen.

Access your data

Once Caja Rural de Baena is connected, reading the data programmatically is an optional developer step. From the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Without that private key, an API key alone returns only ciphertext — which is exactly what keeps the model zero-knowledge.

All of this runs for roughly EUR 3 per month, with no certificate purchase or per-call developer fees.

Do I need a developer account to connect?

No. Connecting Caja Rural de Baena is done in the dashboard by approving access on the bank's login. API keys are only for reading data afterwards.

Can open-banking.io see my Caja Rural de Baena transactions?

No. It stores only your public key. Your data is decrypted on your device with a private key that never leaves it.

How long does access last?

Each consent runs up to 180 days for both business and personal accounts, then you re-approve on Caja Rural de Baena's own consent screen.

Ready to start? Visit open-banking.io.