Caja Rural de Albal Open Banking & API Access

Caja Rural de Albal is a Valencian rural credit cooperative whose account data you can reach through open-banking.io, a zero-knowledge, certificate-free service covering 2,600+ EU and UK banks. Whether you hold a business or personal account, open-banking.io lets you pull balances and transactions into one place — and, if you write code, query them programmatically — without ever handing your credentials or decryption key to a third party.

Every byte that leaves Caja Rural de Albal is encrypted on your own device with a key only you hold. open-banking.io stores just your public key, so its servers can never read your statements. No eIDAS certificate, no bank partnership paperwork, no per-call fees — a flat subscription of about EUR 3 per month.

How to connect Caja Rural de Albal

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally in your browser, so the passphrase never travels to the server.
  2. In the dashboard, search for Caja Rural de Albal (BIC BCOEESMM150) and choose your account type — business or personal.
  3. You are redirected to Caja Rural de Albal's own secure login, where you approve access under PSD2. Your credentials stay with the bank.
  4. Consent granted, your accounts sync back into the dashboard. A single approval lasts up to 180 days, after which you simply reconnect.

Access your data

Reading the data in code is an optional developer step you take only after the connection above exists. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there, the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API all work the same way: requests carry your key in the X-Api-Key header, and every response is decrypted locally on your machine. The API key alone returns only ciphertext; without your private key, nobody — including open-banking.io — can read it.

Do I need a certificate to access Caja Rural de Albal?

No. open-banking.io is certificate-free. You only need an account, your passphrase, and Caja Rural de Albal's own consent screen.

Can open-banking.io see my Caja Rural de Albal transactions?

No. The service is zero-knowledge and holds only your public key. Decryption happens on your device with a key that never leaves it.

How long does my Caja Rural de Albal connection last?

Up to 180 days per PSD2 consent. When it expires, reconnect through the dashboard in a few clicks.

Start at open-banking.io.