Caja Rural d'Algemesí API Access | open-banking.io

Pulling live data out of Caja Rural d'Algemesí no longer means wrestling with bespoke bank integrations. open-banking.io gives you a single, standards-based connection to this Valencian cooperative bank (BIC BCOEESMM117), so you can sync accounts, balances and transactions into your own product, ledger or analytics stack with a few API calls.

Whether you're building bookkeeping automation, an affordability check or a treasury dashboard, the same endpoints that serve 2,600+ European banks also serve Caja Rural d'Algemesí — no per-bank code paths, no scraping.

How to connect Caja Rural d'Algemesí

1. Create an open-banking.io account and grab your API key.
2. Call the institution endpoint and select Caja Rural d'Algemesí (BCOEESMM117).
3. Redirect your user to the bank's own secure PSD2 authorisation screen.
4. The user approves consent for their business or personal account.
5. Receive the callback and start reading account data immediately.

What data you can access

• Accounts — IBANs, currency, holder details and account type
• Balances — real-time and booked balance snapshots
• Transactions — historical and incoming postings with counterparties, dates and references

Consent and coverage

Caja Rural d'Algemesí supports both business and personal account access. A single user consent stays valid for up to 180 days before re-authorisation is required, so you can keep data flowing without constant prompts. Coverage sits inside our wider network of 2,600+ EU and UK banks, letting you onboard clients across borders through one contract.

Privacy by design

open-banking.io is zero-knowledge and certificate-free. You never provision or manage eIDAS/QWAC certificates, and we never see or store your users' banking credentials — authentication happens entirely on the bank's side. Your data passes through, it doesn't pile up.

Pricing

One flat subscription of roughly EUR 3/month covers Caja Rural d'Algemesí and every other supported institution. No setup fees, no per-connection surcharges.

Do I need my own PSD2 licence or certificates?

No. open-banking.io handles the regulated access layer, so you connect to Caja Rural d'Algemesí without eIDAS certificates or a banking licence of your own.

How often do I need to refresh consent?

Each authorisation lasts up to 180 days. After that the account holder simply re-approves at the bank to renew the connection.

Can I access both business and personal accounts?

Yes. Caja Rural d'Algemesí exposes both account types, and open-banking.io returns accounts, balances and transactions for each.

Ready to start? Explore the docs at https://open-banking.io.