Caixalqueries API Access & Open Banking Integration

Reading your Caixalqueries account data no longer means chasing bank certificates or building a PSD2 stack from scratch. open-banking.io gives you certificate-free access to Caixalqueries (BIC CCRIES2A119), part of the Grupo Cooperativo Cajamar network of Valencian caixes rurals, alongside 2,600+ other EU and UK banks. Both business and personal account types are supported, and every consent lasts up to 180 days before you re-approve it.

The defining feature is privacy. open-banking.io is zero-knowledge: your encryption keys are generated on your own device from a passphrase only you know. The service stores just your public key, so account balances and transactions are decrypted locally — the servers never hold data they could read.

How to connect Caixalqueries

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for an open-banking.io account.
  2. Set an encryption passphrase. Your private decryption key is generated locally at this moment and never leaves your device.
  3. In the dashboard, pick Caixalqueries and choose the account type (business or personal).
  4. You are redirected to Caixalqueries's own secure login, where you approve access on the bank's PSD2 consent screen.
  5. Your accounts sync back into the dashboard, ready to view.

Because approval takes place on Caixalqueries's own banking portal, your credentials are only ever entered with your bank — never with us.

Access your data

Once Caixalqueries is connected, developers can optionally read the data programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Note that the CLI and SDK only read and sync connections that already exist — they never create one. An API key on its own returns ciphertext; without your private key, the data stays unreadable.

All of this runs from about EUR 3/month.

Do I need an eIDAS certificate for Caixalqueries?

No. open-banking.io is certificate-free — the dashboard consent flow handles PSD2 access for you.

Can open-banking.io read my Caixalqueries transactions?

No. It is zero-knowledge and holds only your public key. Decryption happens on your device.

How long does Caixalqueries access stay valid?

Up to 180 days per consent, after which you re-approve on the bank's screen.

Start at open-banking.io.