Caixa Sant Vicent Open Banking API Access | open-banking.io

Reach your Caixa Sant Vicent accounts without chasing PSD2 certificates or building against a raw bank API. open-banking.io links to Caixa Sant Vicent (BIC CCRIES2A102) as one of 2,600+ EU and UK banks, covering both business and personal account types. Every balance and transaction is decrypted on your own device with a key that never leaves it, so the platform itself stores only your public key and can never read your finances.

How to connect Caixa Sant Vicent

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for an open-banking.io account and set your encryption passphrase. Your keys are generated locally, on your device.
  2. In the dashboard, search for Caixa Sant Vicent and choose whether you're linking a business or personal account.
  3. You're redirected to Caixa Sant Vicent's own secure login, where you approve access directly on the bank's consent screen.
  4. Your accounts sync back into the dashboard, ready to view. Consent lasts up to 180 days before Caixa Sant Vicent asks you to reauthorise.

Because approval always happens on the bank's side, open-banking.io never sees your Caixa Sant Vicent credentials.

Access your data

Once a connection exists, developers can optionally read it programmatically. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and each response is decrypted locally with your own key. The CLI and SDKs only read and sync connections you already made in the dashboard — they never create one. Without your private key, an API key alone returns nothing but ciphertext.

All of this runs for around EUR 3/month, with no eIDAS certificate and no bank-by-bank paperwork.

Do I need a QWAC or PSD2 certificate?

No. open-banking.io handles the regulated plumbing; you just approve access on Caixa Sant Vicent's screen.

Can open-banking.io read my Caixa Sant Vicent transactions?

No. The service is zero-knowledge and holds only your public key. Decryption happens on your device.

Up to 180 days, after which Caixa Sant Vicent prompts you to reauthorise the connection.

Start at open-banking.io.