Caixa Rural Vila-real Open Banking & API Access

Caixa Rural Vila-real (BIC CCRIES2A110) is a Valencian cooperative bank in the Cajamar network, and open-banking.io lets you reach both its business and personal accounts through a single, privacy-first dashboard. Instead of chasing eIDAS certificates or building a PSD2 stack yourself, you get unified access to balances and transactions where your data is decrypted on your own device with a key only you hold.

How to connect Caixa Rural Vila-real

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for an open-banking.io account.
  2. Set your encryption passphrase. Your keys are generated locally on your device, so open-banking.io only ever stores your public key.
  3. In the dashboard, pick Caixa Rural Vila-real and choose the account type you need — business or personal.
  4. You are redirected to Caixa Rural Vila-real's own secure login and consent screen, where you approve access under PSD2.
  5. Your accounts sync back into the dashboard, ready to view.

Consent lasts up to 180 days, after which you simply re-approve on the bank's screen to keep the connection live.

Access your data

Once an account is connected, reading it programmatically is an optional developer step. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Without that private key an API key returns only ciphertext, and the CLI and SDK only read or sync connections you already made in the dashboard — they never create them.

All of this runs on a zero-knowledge, certificate-free model for around EUR 3/month, covering 2,600+ EU and UK banks.

FAQ

Do I need an eIDAS certificate for Caixa Rural Vila-real?

No. open-banking.io is certificate-free — you approve access directly on the bank's PSD2 consent screen, nothing to install or register.

Can open-banking.io staff read my Caixa Rural Vila-real transactions?

No. The service is zero-knowledge and holds only your public key. Data is decrypted locally with the private key that never leaves your device.

How long does access to my account stay active?

Up to 180 days per consent, then you re-authorise on Caixa Rural Vila-real's own login screen.

Get started at open-banking.io.