Caixa Rural Vila-real API Access | open-banking.io

Bring your Caixa Rural Vila-real data into any application through a single open-banking API. open-banking.io removes the friction of PSD2 integrations, letting you pull account information from this Valencian Cajamar-group cooperative without building direct bank connectors or managing eIDAS certificates. Whether you are running a fintech product, a bookkeeping tool, or an internal treasury dashboard, the same endpoints that serve 2,600+ European banks also cover Caixa Rural Vila-real.

How to connect Caixa Rural Vila-real

  1. Create an open-banking.io account and grab your API key.
  2. Call the institution endpoint and select Caixa Rural Vila-real (BIC CCRIES2A110).
  3. Redirect your user to the bank's secure authorisation screen to grant consent.
  4. Receive tokens and start requesting account data immediately.

No separate onboarding, no bank-by-bank paperwork — one flow handles the entire journey.

What data you can access

Once a customer authorises access, you can read:

  • Accounts — identifiers, currency, and account type (both business and personal accounts are supported)
  • Balances — current and available figures, refreshed on demand
  • Transactions — dated entries with counterparties, amounts, and references

Caixa Rural Vila-real supports a maximum consent window of 180 days, after which the account holder simply re-authorises to keep the connection live. open-banking.io normalises the response format so Vila-real data looks identical to every other institution you integrate — write your logic once and reuse it everywhere.

Privacy by design

We operate on a zero-knowledge basis: your users authenticate directly with Caixa Rural Vila-real, and their banking credentials never touch our servers. The integration is fully certificate-free, so there are no QWAC or QSEAL certificates to purchase, renew, or store. You get compliant PSD2 access without becoming a certificate administrator.

Pricing

Flat and predictable — around EUR 3/month covers your access, with no per-bank surcharges and no setup fees. Scale from one connection to thousands on the same plan.

Is Caixa Rural Vila-real supported for both business and personal accounts?

Yes. The API exposes both account types, so you can serve retail customers and companies through the same integration.

How often can I refresh balances and transactions?

As often as your use case needs, within the 180-day consent window. After it expires, a quick re-authorisation restores access.

Do I need my own PSD2 licence or certificates?

No. open-banking.io provides the regulated, certificate-free access layer, so you can focus on your product instead of compliance plumbing.

Ready to start? Explore the full platform at open-banking.io.