Caixa Rural Nules API Access & Open Banking Data

Caixa Rural Nules is a Valencian cooperative bank whose current and savings accounts fall under PSD2, meaning you have the right to access your own account data through a licensed third party. open-banking.io lets you reach both your business and personal Caixa Rural Nules accounts (BIC CCRIES2A135) without certificates, eIDAS credentials, or a bank-side integration project. Balances and transactions flow into a single dashboard, and — because everything is decrypted on your own device — nobody but you can read them.

How to connect Caixa Rural Nules

Connecting happens entirely inside the open-banking.io dashboard; there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and open the web dashboard.
  2. Set an encryption passphrase. Your keys are generated locally on your device, so open-banking.io only ever holds your public key.
  3. Pick Caixa Rural Nules from the bank list and choose the account type — business or personal.
  4. You are redirected to Caixa Rural Nules's own secure login, where you approve access on the bank's consent screen (standard PSD2 authorisation).
  5. Your accounts sync into the dashboard. Consent lasts up to 180 days, after which you simply re-approve on the bank's screen.

Access your data

Reading data programmatically is an optional developer step after the connection above exists. On the Developers page, create an API key and export a credentials.json — this bundles the API key with your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Without that private key, an API key alone returns only ciphertext — the servers cannot read your data.

At around EUR 3/month, you get zero-knowledge, certificate-free access across 2,600+ EU/UK banks.

Do I need an eIDAS certificate for Caixa Rural Nules?

No. open-banking.io handles the regulated access for you, so no certificates or developer onboarding are required.

Can open-banking.io see my Caixa Rural Nules balances?

No. Data is encrypted with a key generated on your device; the service stores only your public key and never decrypts anything.

How long does access last?

Consent for Caixa Rural Nules lasts up to 180 days per approval, then you re-authorise on the bank's own login screen.

Start at https://open-banking.io.