Caixa Rural les Coves API Access & Open Banking

Reaching your Caixa Rural les Coves accounts programmatically no longer means chasing PSD2 certificates or building a compliance stack. open-banking.io links Caixa Rural les Coves (BIC BCOEESMM166, part of the Grupo Caja Rural network) to a single dashboard that covers business and personal accounts, with a maximum consent window of 180 days before you re-approve. Balances, transactions and account details flow into one place — and because the platform is zero-knowledge, only you can read them.

How to connect Caixa Rural les Coves

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your own device, so nobody else — not even open-banking.io — holds them.
  2. In the dashboard, pick Caixa Rural les Coves and choose the account type you need (business or personal).
  3. You are redirected to Caixa Rural les Coves's own secure login to approve access on their PSD2 consent screen.
  4. Once approved, your accounts sync back into the dashboard automatically and refresh for the life of the 180-day consent.

Access your data

Programmatic access is an optional step you take after the connection exists. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key alone only ever returns ciphertext — without your private key there is nothing readable, which is exactly what zero-knowledge means.

The service is certificate-free and costs around EUR 3/month.

Do I need an eIDAS certificate?

No. open-banking.io handles the regulated PSD2 layer, so you connect Caixa Rural les Coves without any certificate or licence of your own.

Can open-banking.io read my Caixa Rural les Coves transactions?

No. The servers hold only your public key. Data is encrypted for you and decrypted on your device, so the platform stores ciphertext it cannot open.

Does the CLI connect my bank?

No. The CLI and SDK only read and sync connections you already approved in the dashboard — there is no connect command. Bank authorisation always happens on Caixa Rural les Coves's own login.

Start at https://open-banking.io.