Banco Cooperativo Español API Access | Open Banking

Bring your Banco Cooperativo Español data into your own tools without wrestling with bank-specific integrations. open-banking.io gives developers, finance teams and fintechs a single, standardised connection to Banco Cooperativo Español (BIC BCOEESMMXXX), so you can pull live account information into dashboards, accounting systems and reconciliation workflows through one consistent API.

Whether you manage business or personal accounts at Banco Cooperativo Español, the same endpoints handle authentication, data retrieval and consent — no separate certificates, no per-bank onboarding, no maintenance of fragile scrapers.

How to connect Banco Cooperativo Español

1. Create an open-banking.io account and grab your API key.
2. Select Banco Cooperativo Español from the supported institutions list.
3. Redirect the account holder to Banco Cooperativo Español's secure login to approve access.
4. Receive a consent token and start querying accounts, balances and transactions.
5. Refresh data on your own schedule for as long as the consent stays valid.

What data you can access

• Accounts — identifiers, currency and account metadata for business and personal profiles.
• Balances — up-to-date available and booked balances.
• Transactions — historical and recent movements with counterparties, amounts and dates, ready for categorisation or export.

Consent and coverage

Access to Banco Cooperativo Español is granted under PSD2-aligned authorisation, with a maximum consent window of 180 days before the account holder re-confirms. The same integration reaches 2,600+ banks across the EU and UK, so adding another institution later never means rebuilding.

Privacy by design

open-banking.io is zero-knowledge and certificate-free. We never store your banking credentials, and data flows straight through to you — there are no eIDAS certificates to buy, register or renew. Authentication happens directly with Banco Cooperativo Español, keeping you in control of every connection.

Pricing

One flat plan of roughly EUR 3/month covers your access — no per-call fees, no enterprise contracts and no surprise tiers as your usage grows.

FAQ

Do I need my own open banking licence?

No. You connect through open-banking.io's regulated infrastructure, so you can access Banco Cooperativo Español data without holding your own PSD2 licence or certificates.

How often do I need to renew consent?

Banco Cooperativo Español consents last up to 180 days. After that, the account holder simply re-authorises to keep the connection live.

Which account types are supported?

Both business and personal accounts at Banco Cooperativo Español are supported through the same API.

Ready to start? Explore the full platform at https://open-banking.io.