Pleo API Access & Open Banking via open-banking.io

Pleo is a spend-management platform whose accounts you can bring into open-banking.io alongside your other banks. Instead of wrestling with certificates, eIDAS credentials or bespoke Pleo integrations, you link Pleo once and get a clean, unified view of business and personal accounts — plus an optional programmatic path for developers who want the raw transaction feed.

Under PSD2, open-banking.io covers 2,600+ EU and UK institutions. For Pleo (BIC PLEODKK2) it supports both business and personal account types, with a consent that stays valid for up to 180 days before you re-approve.

How to connect Pleo

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, key or code involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your own device, so only you can later unlock the data.
  2. In the dashboard, pick Pleo from the bank list and choose the account type — business or personal.
  3. You are redirected to Pleo's own secure login, where you approve access on their consent screen (standard PSD2 authorisation).
  4. Once approved, your Pleo accounts and transactions sync back into your dashboard automatically.

That's the whole flow — no developer tooling required to see your accounts.

Access your data

Want Pleo data in your own scripts? After the connection exists, open the Developers page, create an API key and export a credentials.json. That file bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key — the CLI and SDK only read and sync connections that already exist; they never create them.

Because open-banking.io is zero-knowledge, its servers hold only your public key. They store ciphertext they cannot read: an API key alone returns encrypted blobs until your private key decrypts them on your machine. It's certificate-free and costs around EUR 3/month.

Can I connect Pleo with an API key?

No. Linking Pleo is done in the dashboard by approving access on Pleo's login screen. API keys are only for reading data afterwards.

Does open-banking.io see my Pleo transactions?

No. Data is decrypted on your device with a key only you hold, so the service cannot read it.

How long does Pleo access last?

Up to 180 days per consent, after which you re-approve access through Pleo to keep syncing.

Ready to start? Visit open-banking.io.