Coop Pank API Access – Sync Estonian Bank Data

Pull live Coop Pank data into your own systems without wrestling with certificates or bank-specific SDKs. open-banking.io gives you a single, unified endpoint to read accounts, balances and transaction history from Coop Pank (BIC EKRDEE22) in Estonia — the same integration you'd use across 2,600+ EU and UK banks.

Whether you're building bookkeeping automation, cash-flow dashboards or reconciliation tooling, Coop Pank data arrives in a clean, consistent JSON shape so you spend time on your product, not on plumbing.

How to connect Coop Pank

  1. Create an open-banking.io account and grab your API key.
  2. Call our endpoint with Coop Pank selected as the institution.
  3. Redirect the account holder to Coop Pank to approve access (PSD2 strong customer authentication).
  4. Receive the consent token and start reading data immediately.

Both personal and business Coop Pank accounts are supported, so the same flow covers individual users and company clients alike.

What data you can access

  • Accounts — identifiers, currency and account type metadata
  • Balances — current and available figures, refreshed on demand
  • Transactions — dated, categorisable entries with counterparty details

Each Coop Pank authorisation stays valid for up to 180 days before the account holder needs to re-approve. Coverage spans Coop Pank's Estonian retail and business customers, and the same API key extends to thousands of other institutions across the continent — one integration, one bill.

Privacy by design

We operate a zero-knowledge model: your users' banking credentials are never seen or stored by us, and there are no eIDAS certificates for you to obtain, host or renew. Authentication happens directly between the customer and Coop Pank. That keeps your compliance surface small and your onboarding fast.

Pricing

Flat and predictable at roughly EUR 3/month — no per-call surprises, no enterprise sales cycle. Test with real Coop Pank connections before you commit.

FAQ

Do I need a licence to use Coop Pank data?

You access data under the account holder's explicit PSD2 consent through our regulated infrastructure, so you don't need your own banking licence to get started.

How often can I refresh Coop Pank balances?

Balances and transactions can be pulled on demand throughout the 180-day consent window, subject to Coop Pank's fair-use limits.

Can I connect both business and personal Coop Pank accounts?

Yes — the same endpoint handles personal and business account types with an identical authorisation flow.

Ready to build? Start at open-banking.io.