Suðuroyar Sparikassi API Access & Open Banking

Reaching your Suðuroyar Sparikassi account data no longer means wrestling with eIDAS certificates or waiting on a bespoke PSD2 gateway. open-banking.io links this Vágur-based Faroese savings bank into a single dashboard where balances and transactions arrive already synced, and where — only if you want to — you can pull the same records into your own scripts. Because the platform is zero-knowledge and certificate-free, your Suðuroyar Sparikassi data is decrypted on your own device with a key nobody else holds.

How to connect Suðuroyar Sparikassi

Connecting happens entirely inside the open-banking.io dashboard — there is no endpoint to call and no key to paste. The steps:

  1. Sign up for open-banking.io and set an encryption passphrase. Your keys are generated locally on your device the moment you do.
  2. In the dashboard, search for Suðuroyar Sparikassi and choose the account type you need — business or personal are both supported.
  3. You are redirected to Suðuroyar Sparikassi's own secure login, where you approve access under PSD2. This consent stays valid for up to 180 days, after which you simply reauthorise.
  4. Your accounts flow back into the dashboard and keep syncing. Note that Suðuroyar Sparikassi publishes no BIC, so account selection is handled by name rather than by BIC lookup.

Access your data

Once a connection exists, developers can optionally read it programmatically. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API all work. Every request carries the X-Api-Key header, and each response is decrypted locally with your key. The API key alone only ever returns ciphertext; the servers hold nothing but your public key and can never read your Suðuroyar Sparikassi records. There is no connect command — the tools read and sync connections you already made in the dashboard.

At around EUR 3/month, this covers 2,600+ EU and UK banks with the same privacy model.

Does Suðuroyar Sparikassi have a BIC I need?

No. Suðuroyar Sparikassi has no published BIC, and none is required — you pick the bank by name in the dashboard.

Can I connect both business and personal accounts?

Yes. Both account types are supported; add each separately and approve them on Suðuroyar Sparikassi's own login screen.

How long does my access last?

Consent runs for up to 180 days. When it lapses, reauthorise once through the dashboard to resume syncing.

Ready to begin? Start at https://open-banking.io.