Stadil Sparekasse API Access & Open Banking Data

Stadil Sparekasse is a Danish savings bank, and open-banking.io lets you reach its account data without certificates, eIDAS setup, or bank-specific paperwork. Whether you keep a personal account or run business finances through Stadil Sparekasse, the service turns a licensed PSD2 connection into a clean, private feed you control. Balances and transactions are pulled once you approve access, then encrypted so that only you — never open-banking.io — can read them.

How to connect Stadil Sparekasse

Connecting happens entirely in the open-banking.io dashboard, not through any API call or key.

  1. Sign up at open-banking.io and set an encryption passphrase. Your keys are generated on your own device, so the platform only ever holds your public key.
  2. In the dashboard, search for Stadil Sparekasse and choose the account type you hold — business or personal.
  3. You are redirected to Stadil Sparekasse's own secure login, where you approve access under PSD2. open-banking.io never sees your bank credentials.
  4. Your accounts sync back into the dashboard. Consent stays valid for up to 180 days, after which you simply re-approve on the bank's screen.

There is no developer redirect and no code involved in this step — it is a straightforward web flow you complete yourself.

Access your data

Once Stadil Sparekasse is connected, developers can optionally read the data programmatically. On the Developers page, create an API key and export a credentials.json — this bundles your API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request sends the X-Api-Key header, and each response is decrypted locally with your own key. An API key alone only ever returns ciphertext, which is what makes the system zero-knowledge. Note that Stadil Sparekasse has no published BIC (n/a) in this directory; you select it by name in the dashboard.

FAQ

Do I need an eIDAS certificate for Stadil Sparekasse?

No. open-banking.io is certificate-free. You approve access directly on Stadil Sparekasse's login screen — nothing to register or install.

Can open-banking.io read my Stadil Sparekasse transactions?

No. Data is encrypted on your device with a key only you hold. The servers store only your public key and encrypted blobs.

What does it cost?

Around EUR 3 per month covers access to Stadil Sparekasse and 2,600+ other EU/UK banks.

Start connecting Stadil Sparekasse at open-banking.io.