Sparekassen Balling Open Banking & API Access

Sparekassen Balling is a local Danish savings bank rooted in the Salling community since 1914, serving both private customers and businesses. With open-banking.io you can reach your Sparekassen Balling account data securely, without chasing eIDAS certificates or building PSD2 plumbing yourself. Both business and personal account types are supported, and a single consent stays valid for up to 180 days before you re-approve.

Everything is zero-knowledge: your encryption keys are generated on your own device, and open-banking.io only ever holds your public key. Data is decrypted locally, so the service itself can never read your Sparekassen Balling transactions.

How to connect Sparekassen Balling

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase; your private key is created locally and never leaves your device.
  2. In the dashboard, search for Sparekassen Balling and choose the account type you need (business or personal).
  3. You are redirected to Sparekassen Balling's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Once approved, your accounts sync straight into your open-banking.io dashboard, ready to view.

Sparekassen Balling has no BIC listed in our directory, so simply pick it by name — nothing else is required to establish the connection.

Access your data

Want to work with the data programmatically? That's an optional step after connecting. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. Without that private key, an API key alone only returns ciphertext — which is exactly what keeps the system zero-knowledge. Note that the CLI and SDK read and sync existing connections; there is no connect command.

All of this runs at roughly EUR 3/month, certificate-free.

FAQ

Does open-banking.io store my Sparekassen Balling login?

No. You authenticate directly on Sparekassen Balling's own consent screen, and open-banking.io only holds your public key — never your credentials or decrypted data.

Up to 180 days per approval, after which you simply renew the consent from your dashboard.

Can I use both business and personal accounts?

Yes. Sparekassen Balling supports both account types; pick whichever you need when connecting in the dashboard.

Ready to begin? Visit open-banking.io to connect Sparekassen Balling.