Skjern Bank API Access — Open Banking Denmark

Pull live financial data from Skjern Bank into your own product without maintaining bank-specific integrations. open-banking.io gives you a single, regulated API endpoint that speaks to Skjern Bank alongside 2,600+ other institutions across the EU and UK — so a Danish customer's account looks the same in your code as one in Germany or Spain.

Whether you are building bookkeeping automation, a payment reconciliation tool, or a personal finance dashboard, you connect once and keep balances and transactions in sync automatically.

How to connect Skjern Bank

  1. Create an open-banking.io account and grab your API key.
  2. Call the connect endpoint with Skjern Bank selected as the target institution.
  3. Redirect your user to Skjern Bank to approve access with their own credentials.
  4. Receive the authorization callback and store the returned account references.
  5. Query accounts, balances, and transactions — and refresh them on your own schedule.

What data you can access

  • Accounts — both personal and business account types held at Skjern Bank.
  • Balances — current and available balances, updated on demand.
  • Transactions — booked and pending entries with counterparties, amounts, and dates.

Skjern Bank supports a maximum consent window of 180 days, after which the customer re-authorizes to keep the connection live. No BIC is required to route the connection — selecting the institution is enough. Coverage spans both retail and corporate banking relationships at the bank.

Privacy by design

open-banking.io is zero-knowledge: we relay the data you request and never store your users' banking information on our servers. There are no eIDAS certificates to purchase, register, or renew — the certificate handling that normally blocks PSD2 access is fully abstracted away, so you ship faster and stay compliant.

Pricing

Flat access starts at roughly EUR 3 per month. No per-call surcharges and no separate fees for adding Skjern Bank or any other supported bank — one subscription covers the entire network.

FAQ

Do I need a licence to access Skjern Bank?

No. open-banking.io operates the regulated access layer, so you build on top of our API without holding your own PSD2 authorization.

How often can I refresh Skjern Bank data?

As often as your use case needs within the active consent. Balances and transactions can be re-fetched on demand until the 180-day window expires.

Are business accounts supported?

Yes. Both personal and business Skjern Bank accounts are reachable through the same endpoints and data models.

Ready to start? Explore the docs and connect Skjern Bank at open-banking.io.