SEB API Access: Sync SEB Denmark Accounts

Pulling live data out of SEB in Denmark usually means wrestling with eIDAS certificates, sandbox onboarding and per-bank quirks. open-banking.io removes that overhead: a single REST endpoint links your app to SEB and 2,600+ other European institutions, so you can keep SEB balances and transactions in sync without maintaining any bank-specific plumbing.

Whether you're building bookkeeping automation, a treasury dashboard or a lending workflow, the flow is identical to every other bank on the network — learn it once, reuse it everywhere.

How to connect SEB

  1. Create an open-banking.io account and grab your API key.
  2. Call the connect endpoint with SEB (Denmark) as the target institution.
  3. Redirect the account holder to SEB's own login to approve access.
  4. Receive the consent token and start reading data straight away.

What data you can access

Once a SEB customer consents, the API exposes:

  • Accounts — both business and personal account types, with identifiers and metadata.
  • Balances — current and available amounts, refreshed on demand.
  • Transactions — booked and pending entries with counterparties, dates and amounts.

SEB consents last up to 180 days before the account holder needs to re-authorise, giving long-running integrations plenty of runway. Note that a BIC is not applicable for this SEB connection — you reference the institution by its open-banking.io identifier instead, so there's nothing extra to look up.

Privacy by design

open-banking.io is zero-knowledge: we never store your customers' banking credentials, and login always happens on SEB's own domain. There are no eIDAS or QWAC certificates to buy, renew or install — the certificate handling is fully abstracted away, leaving you with clean tokens and JSON.

Pricing

Access starts at roughly EUR 3 per month, flat. One subscription covers SEB alongside every other bank in the catalogue, so scaling to new markets costs nothing extra.

FAQ

Does connecting to SEB require certificates?

No. The certificate-free design means you skip eIDAS entirely — just call the API with your key and handle the returned consent token.

How long before a SEB user has to reconnect?

SEB consents remain valid for up to 180 days. After that, prompt the account holder to re-approve to keep data flowing.

Can I read both business and personal SEB accounts?

Yes. The API returns both business and personal account types, along with their balances and transaction history.

Ready to sync SEB data? Start at open-banking.io.