Ringkjøbing Landbobank Open Banking & API Access

Ringkjøbing Landbobank is one of Denmark's largest regional banks, and open-banking.io lets you reach its account and transaction data without wrestling with eIDAS certificates or a PSD2 sandbox. Whether you hold a personal current account or run a business, you connect once and then read your balances and payment history on your own terms. Everything is decrypted locally with a key that never leaves your device — open-banking.io itself only ever holds your public key.

How to connect Ringkjøbing Landbobank

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, developer redirect, or key involved in this step:

  1. Sign up for open-banking.io and open the web dashboard.
  2. Set your encryption passphrase. Your key pair is generated right there on your own device, so only you can ever decrypt anything later.
  3. Pick Ringkjøbing Landbobank in the dashboard and choose your account type — both business and personal accounts are supported.
  4. Approve on Ringkjøbing Landbobank's own login. You're redirected to the bank's secure consent screen to authenticate and grant PSD2 access. That consent lasts up to 180 days, after which you simply reconnect.
  5. Your accounts then sync into the dashboard, ready to view.

Ringkjøbing Landbobank does not publish a BIC through this flow (BIC: n/a), so account selection is handled entirely via the guided dashboard picker.

Access your data

Once the connection is live, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The API key alone only ever returns ciphertext — without your private key it stays unreadable, which is the whole point of a zero-knowledge design. Note that the CLI and SDK only read and sync connections you've already made in the dashboard; there is no connect command.

All of this runs for roughly EUR 3/month, with no certificate purchases or per-bank onboarding fees.

Do I need an eIDAS certificate?

No. open-banking.io is certificate-free — the dashboard consent flow handles the PSD2 side for you.

Can open-banking.io read my Ringkjøbing Landbobank data?

No. It's zero-knowledge and stores only your public key. Decryption happens on your device with a key only you hold.

How long does access last before I reconnect?

Up to 180 days per consent, matching Ringkjøbing Landbobank's PSD2 window. Just re-approve on the bank's screen when it expires.

Ready to start? Visit open-banking.io.