PayPal API Access & Open Banking in Denmark

Want a clean, private way to reach your PayPal balances and transaction history in Denmark? open-banking.io lets you link your PayPal account and keep the data under your own lock. It covers 2,600+ EU and UK institutions, and every record that syncs is decrypted locally with a key that never leaves your device — the service only ever holds your public key.

PayPal in Denmark works with both business and personal accounts, and a single consent stays valid for up to 180 days before you renew it. There's no BIC to enter for PayPal (BIC: n/a); you simply choose it by name when you connect.

How to connect PayPal

Connecting happens entirely inside the open-banking.io dashboard — there's no API call, code, or key involved in this step.

  1. Sign up at open-banking.io and set your encryption passphrase. Your keys are generated right there on your own device.
  2. Open the dashboard, search for PayPal, and pick your account type (business or personal).
  3. You're redirected to PayPal's own secure login, where you approve access under PSD2 — you authenticate directly with PayPal, never with us.
  4. Once approved, your PayPal accounts sync into your dashboard, ready to view.

Access your data

After PayPal is connected, reading the data programmatically is an optional developer step. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries your X-Api-Key header, and each response is decrypted locally with your own key. An API key by itself only ever returns ciphertext — without your private key, the data stays unreadable.

Because the design is zero-knowledge and certificate-free, there's nothing for our servers to read or decrypt. All of this runs for about EUR 3/month.

Does connecting PayPal require an API key?

No. Linking PayPal is done in the dashboard by approving access on PayPal's own login screen. API keys are only for reading data afterward.

Can the CLI connect my PayPal account?

No. The CLI and SDK only read and sync connections you've already made in the dashboard — there is no connect command.

Can open-banking.io see my PayPal data?

No. Decryption happens on your device with a key only you hold. The service stores just your public key, so it never sees your account details in the clear.

Ready to start? Visit open-banking.io.