N26 API Access for Denmark — Open Banking Sync

Pulling your N26 data into a spreadsheet, an accounting tool or a bespoke dashboard usually means wrestling with screen-scraping or heavyweight bank integrations. open-banking.io removes that friction. Point our unified API at N26 in Denmark and keep account details, balances and transaction history in sync automatically — no certificates to provision, no bank-specific plumbing to maintain.

Because N26 sits behind the same interface as every other bank we support, the code you write once works across 2,600+ institutions. Swap the target and the rest of your integration stays exactly as it is.

How to connect N26

1. Create an open-banking.io account and grab your API key.
2. Start a consent session and select N26 (Denmark) as the target institution.
3. Redirect the account holder to N26's own login to authorise access securely.
4. Receive the consent token and begin calling accounts, balances and transaction endpoints.
5. Schedule periodic refreshes to keep every dataset current.

What data you can access

• Accounts — identifiers and metadata for connected business and personal accounts.
• Balances — up-to-date figures for each linked account.
• Transactions — historical and incoming entries with amounts, dates and counterparties.

N26 does not expose a BIC through this connection, so build your logic around account identifiers rather than expecting one.

Consent and coverage

N26 in Denmark supports both business and personal account types. A single authorisation stays valid for up to 180 days, after which the account holder simply re-confirms consent — keeping long-running syncs compliant with PSD2 rules.

Privacy by design

open-banking.io is zero-knowledge: your customers' credentials go straight to N26 and never touch our servers. There are no eIDAS certificates to buy, renew or store — we handle the regulated infrastructure so you handle only the data you actually need. Nothing about the connection is retained beyond what your application requests.

Pricing

One flat subscription of roughly EUR 3/month covers N26 alongside every other supported bank. No per-call metering, no per-institution surcharge, no setup fee.

FAQ

Do I need my own bank licence to connect N26?

No. open-banking.io operates the regulated access layer, so you can read N26 data without holding a PSD2 licence yourself.

Can I connect both business and personal N26 accounts?

Yes. Both account types are supported in Denmark through the same consent flow and endpoints.

How often do I have to renew consent?

Each N26 authorisation lasts up to 180 days; after that the account holder re-approves access to continue syncing.

Ready to start syncing N26? Visit open-banking.io to create your account.