Merkur Andelskasse API Access – Connect Your Data

Sync Merkur Andelskasse (Denmark) data straight into your own product without wrestling with bank-specific integrations. open-banking.io gives you a single, standardized endpoint to read live account information from Merkur Andelskasse, so you can build budgeting tools, accounting automation, lending checks, or internal dashboards on top of verified banking data.

How to connect Merkur Andelskasse

1. Create an open-banking.io account and generate your API key.
2. Call our connect endpoint and select Merkur Andelskasse as the target institution.
3. Redirect the account holder to Merkur Andelskasse to approve access via their own online banking login.
4. Receive the secure consent token and begin pulling account data instantly.

No eIDAS certificates, no bespoke onboarding, no per-bank paperwork.

What data you can access

• Accounts — both business and personal account types held at Merkur Andelskasse.
• Balances — current and available balances in real time.
• Transactions — historical and incoming transaction records with counterparty details.

Consent and coverage

Merkur Andelskasse consent lasts up to 180 days before the customer needs to re-authorize, matching the Danish PSD2 window. A BIC is not published for this institution, but selection is handled by our institution ID, so no BIC lookup is required. open-banking.io reaches 2,600+ banks across the EU and UK from the same integration, so adding neighboring institutions later takes no extra code.

Privacy by design

We operate a zero-knowledge model: credentials are entered only on the bank's own screens and never touch our servers. The setup is fully certificate-free, removing the cost and delay of managing QWAC/QSEAL certificates yourself.

Pricing

One flat plan of roughly EUR 3 per month covers your Merkur Andelskasse connection and access to the full 2,600+ bank network — no per-call surprises.

FAQ

Do I need a license to access Merkur Andelskasse?

No. You connect through open-banking.io's regulated infrastructure, so you don't need your own PSD2 authorization to start reading data.

Can I connect both business and personal accounts?

Yes. Merkur Andelskasse supports both business and personal account types, and each is available through the same API.

How often do I need to refresh consent?

Each authorization stays valid for up to 180 days, after which the account holder simply re-approves access.

Ready to build? Get started at https://open-banking.io.