Lån & Spar Bank API Access via Open Banking in Denmark

Bring your Lån & Spar Bank data into any app, dashboard, or accounting tool without wrestling with bank-specific portals. open-banking.io gives you a single, standardised API to read account information from Lån & Spar Bank in Denmark, so you can sync balances and transactions on your own schedule and keep every downstream system in step.

How to connect Lån & Spar Bank

  1. Create an open-banking.io account and grab your API key.
  2. Call the endpoint that lists Danish institutions and select Lån & Spar Bank.
  3. Redirect the account holder to Lån & Spar Bank to approve access — they authenticate directly with the bank.
  4. Receive the consent token and start pulling account, balance, and transaction data.

No eIDAS certificate, no PSD2 licence of your own, and no per-bank integration to maintain.

What data you can access

  • Accounts — identifiers and metadata for both personal and business accounts.
  • Balances — current and available figures, refreshed on demand.
  • Transactions — dated, categorisable entries for reconciliation, analytics, or bookkeeping.

A single user authorisation stays valid for up to 180 days before it needs renewal, so long-running syncs keep working without constant re-prompts. Lån & Spar Bank supports both personal and business account types. (No public BIC is listed for this connection.) open-banking.io reaches 2,600+ banks across the EU and UK, so Lån & Spar Bank fits alongside the rest of your customers' institutions under one contract.

Privacy by design

The platform is zero-knowledge: credentials are entered only at the bank, and open-banking.io never stores them or reads your account data for its own purposes. Because the flow is certificate-free, you skip the cost and delay of obtaining and rotating QWAC/QSEAL certificates.

Pricing

Flat and predictable at ~EUR 3/month — no setup fees and no per-call surprises, whether you connect one Lån & Spar Bank account or thousands.

Is a banking licence required to use this?

No. open-banking.io provides the regulated access layer, so you build on top without holding your own licence or certificates.

How often can I refresh Lån & Spar Bank data?

As often as your use case needs within an active consent — balances and transactions can be pulled on demand for the full 180-day window.

Does it work for business accounts too?

Yes. Both personal and business Lån & Spar Bank accounts are supported through the same API.

Ready to start? Visit open-banking.io to connect Lån & Spar Bank today.