Ikano Bank API Access | Connect Denmark Accounts

Pull live Ikano Bank (Denmark) data into your own product without wrestling with per-bank onboarding. open-banking.io gives you a single, standardised endpoint to read Ikano Bank business and personal accounts, so your app, spreadsheet, or bookkeeping tool always reflects the customer's real balances and movements.

Because everything runs through one API, adding Ikano Bank is the same integration you already use for every other institution on the network — no bespoke Danish connector, no eIDAS certificate juggling.

How to connect Ikano Bank

  1. Create an open-banking.io account and grab your API key.
  2. Call the connect endpoint and select Ikano Bank (Denmark) from the institution list.
  3. Redirect the account holder to authenticate directly with Ikano Bank and approve access.
  4. Receive the consent token and start requesting account data.

What data you can access

  • Accounts — identifiers and metadata for business and personal accounts.
  • Balances — current and available balances, refreshed on demand.
  • Transactions — booked and pending entries with amounts, dates, and counterparties.

A single Ikano Bank authorisation stays valid for up to 180 days before the customer needs to re-approve, so long-running syncs keep working without constant friction. Ikano Bank publishes no dedicated BIC through the API, but the institution is fully addressable by its open-banking identifier on the network — one of 2,600+ banks covered across the EU and UK.

Privacy by design

open-banking.io is zero-knowledge: credentials are entered only with Ikano Bank, never with us, and data passes through without being mined or resold. The platform is certificate-free, so you skip the QWAC/QSEAL setup that traditional PSD2 access demands.

Pricing

One flat plan of roughly EUR 3/month covers Ikano Bank alongside every other supported bank — no per-connection fees or hidden tiers.

Does open-banking.io store my Ikano Bank login?

No. Authentication happens on Ikano Bank's own pages, and we never see or hold your username or password.

Do I need an eIDAS certificate for Ikano Bank?

No. Access is entirely certificate-free — the API handles the regulatory plumbing for you.

How often can I refresh Ikano Bank data?

As often as you need within an active consent window, which lasts up to 180 days before the customer re-authorises.

Ready to start? Explore the docs and connect Ikano Bank at open-banking.io.